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Wei Cong weicong89 — I had a hard time getting into this novel. I think it was because it was difficult to relate. It is set in England, so the places were not remotely relatable and the main character was very messed up. She had so many problems to deal with and only 15 years old, so her motives and dialog were hard to condone because I could not relate what-so-ever. Also Spider...okay through like half the book she never fully described him. So here i am imagining him as a tall skinny white guy, little teen scruffy. NO NO NO, after she finally describes him as a tall black guy my whole mental image was confused, so for the rest of the book my mind kept flipping between a tall white guy to a tall black guy, my metal image never set. I had imaginational unrest trying to picture the main characters, skin color, hair color, eye color and stature are pivotal points as an author to describe. I was completely distracted by the characters looks instead of the plot. The plot was good, sad but good. There really wasn't any "happy" in this book. It was intensely emotional and the numbers she sees was never explained. I liked the eerily haunting ending, not because Im cynical, but because I love the way she wrapped up her story while leaving the reader with just a little more panic. it was a fun read, would i read it again? No, but then again i don't think i have ever re-read a book... its a deliciously depressing story.

Andriana Sarli _arli_ndriana — Here Bogle makes the case for index funds. The stock market, he explains, is a winners game, fueled by the growth and earnings of the worlds businesses. Beating the average returns of the market is, by definition, a zero-sum game--your chances are fifty-fifty. When one adds in the costs of investing, however, beating the market becomes a losers game. Expenses spent playing the game include "commissions, management fees, marketing costs, sales loads, administrative expenses, legal expenses, custodial fees, and so on. Unnecessary taxes simply enlarge the gap." Passively managed index funds, on the other hand, usually have low expenses, turnover, and taxes. Actively managed funds must beat the market by more than their cumulative expenses in order to return *anything* extra back to the investor. The chances of finding a fund which can consistently beat the index by the necessary margins are so small (and the success may have been mostly luck anyway), that one is usually better off accepting the usually generous and more reliable returns from a low-cost index fund.

Francisco Rotilli _obix — A little long and slow in parts - which is why I think it took me over a year to finish... It does inspire one to run...

Andrii Karpinskyi d8120178ka27c8 — I think I liked this book better than Inkheart - it was a little less tedious at times. I do think she could have done so much more with the idea of the merry-go-round, but I enjoyed it. This is kind of a blah review, which maybe means it was a little bit of a blah book, I guess. I did enjoy it, though!